Modern multi-family investment property
DSCR · 1–4 Unit Residential

Financing built for the way investors actually buy.

Qualify on the property's rental income — not your tax returns. Close in an LLC. Scale without the friction of conventional underwriting.

20+
Years lending experience
80%
Max LTV
$2M+
Loan amounts
LLC
Title vesting OK
Why DSCR

A loan that thinks like an investor.

DSCR loans qualify on the property's debt-service coverage ratio rather than personal income. That means faster closings, cleaner files, and the ability to grow a portfolio without W-2 underwriting friction.

01

Qualify on rent

Approval is based on the property's income vs. PITI — no W-2s, no tax returns required.

02

Vest in your LLC

Hold title in your entity for asset protection and clean portfolio accounting.

03

Built to scale

No cap on the number of financed properties. Stack doors without lender fatigue.

Run the numbers

DSCR Calculator

See whether your scenario qualifies in under sixty seconds.

Your DSCR
1.10Qualifying

DSCR = Monthly Rent ÷ Monthly PITI. Most lenders require 1.00+; best pricing at 1.25+.

Loan Amount$600,000
Principal & Interest$4,195 /mo
Total PITI + HOA$5,012 /mo
Estimated Cash Flow$488 /mo
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